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Wednesday, June 29, 2005
Saving Money is for Chumps Interesting article from the NYT on why Americans don't save money: it doesn't make practical sense to. "Why defer taxes if they're going only higher?" Good question. I finally dropped my 401(k) deductions down with the idea that I'll direct the excess to my Roth which I didn't get around to funding either of the past two years. I've been making conscious efforts lately to do the things that I'm smart enough to know better that I must do to improve my financial as well as my actual health. It's not fun. I find that all my day is spent denying myself one thing or another - be it food or extravagance. My hope is that in the long run it will pay off in accelerating the date when I can quit giving a damn because of my soundness of body and bank account - if not mind. |
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